Neutral · Always free · Online in German or English

Fewer unnecessary premiums, better coverage.

I review your health insurance, your policies and your pension, uncover gaps and overlaps, and compare the offers of many providers neutrally. My advice is always free for you.

Couple looking out over the Swiss mountains – a symbol of foresight and the future
Photo: Sara Dubler · Unsplash

Services

How I can help you

From health insurance to retirement planning, I look at your situation as a whole – so that individual decisions fit together and you don't pay twice or overlook anything.

Health insurance

Reviewing your basic and supplementary insurance every year: the right model, the right deductible and no cover you don't need. This lowers your premium without losing benefits.

Household, liability and life

Household contents, personal liability, life and accident – coordinated instead of expensively insured twice. We cover real risks and leave out what doesn't help you.

Pension provision

Pillar 3a, pension fund and retirement planning: save taxes, close pension gaps and know early enough whether your retirement is truly secured.

Financial planning and investments

Budget, savings goals, Pillar 3a investment solutions and mortgage – a clear plan that fits your stage of life and is updated with you regularly.

How it works

Three steps to your solution

Straightforward, transparent and at your pace – that's what working with me looks like.

  1. 01

    Initial consultation

    In a free conversation we clarify your situation, open questions and goals – online and without obligation.

  2. 02

    Analysis

    I review your existing policies and your pension, compare the market neutrally and show you gaps and savings potential.

  3. 03

    Implementation and support

    We implement the right solutions together. After that, I remain your point of contact and adjust things when something in your life changes.

Samuel Jost, Insurance and Financial Advisor

About me

I prefer people to machines

After my commercial apprenticeship (KV) I trained as a business IT specialist (Wirtschaftsinformatiker HF). But over more than ten years in advisory work I realised that working with people and helping them in concrete ways suits me far more than working with machines. That's what I take time for today – I listen and explain things so they stay easy to understand.

As a VBV-certified insurance intermediary and an independent (untied) intermediary with Manuel Weber Consulting GmbH, I am not tied to any single company and compare the market neutrally for you. I provide advice online across Switzerland – in German or English.

In my private life I'm at home in Zurich Wiedikon, I'm active in clubs and associations, and I play padel with passion.

  • Samuel Jost, Insurance and Financial Advisor
  • VBV-certified insurance intermediary
  • Independent insurance intermediary · Manuel Weber Consulting GmbH
  • FINMA registration number F01535445
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FAQ

Good to know

What does your advice cost me?

Nothing. My advice is free and without obligation.

Are you tied to a particular insurer?

No. I work as an independent (untied) intermediary, neutrally, and compare the offers of many companies – I recommend what suits you.

By when can I switch my health insurance?

It depends on the type of insurance:

Basic insurance (KVG): annually as of 31 December – your cancellation must reach the health insurer by the end of November at the latest.

Supplementary insurance (VVG): here the deadlines of the respective contract apply, often three months to year-end (i.e. by the end of September). As they vary from policy to policy, I'm happy to check your specific deadlines with you.

Does the consultation take place online or in person?

The consultation usually takes place online by video call via Microsoft Teams – across Switzerland, in German or English. On request, we can also meet in person.

Which areas do you cover?

Health insurance, property and personal insurance (household contents, liability, life, accident), pension provision (Pillar 3a, pension fund) and financial planning.

Appointment

Book a free consultation

Choose an available slot directly. The consultation is free for you and takes place online by video call – in German or English.